Rental property returns — cap rate from NOI and price, cash-on-cash from cash flow and down payment.
How much house you can afford from income, debts, down payment and rate — using the 28/36 rule.
Compare the monthly cost of renting against the monthly cost of owning (mortgage PITI plus HOA) side by side.
Monthly mortgage payment (PITI) from home price, down payment, rate, term, property tax, insurance and PMI.
Total closing costs and cash to close on a home purchase — origination, title, appraisal, inspection, prepaid taxes and transfer tax plus the down payment.
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