Real Estate Calculators

Affordability, rent vs buy, cap rate, and closing-cost tools.

10 calculators

Rent vs Buy Calculator

Rent vs Buy Calculator

Compare the monthly cost of renting against the monthly cost of owning (mortgage PITI plus HOA) side by side.

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Home Affordability

Home Affordability

How much house you can afford from income, debts, down payment and rate — using the 28/36 rule.

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Mortgage Calculator

Mortgage Calculator

Monthly mortgage payment (PITI) from home price, down payment, rate, term, property tax, insurance and PMI.

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Cap Rate / Cash-on-Cash Calculator

Cap Rate / Cash-on-Cash Calculator

Rental property returns — cap rate from NOI and price, cash-on-cash from cash flow and down payment.

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PMI / Down Payment Calculator

PMI / Down Payment Calculator

Private mortgage insurance from your down payment — loan-to-value, down payment percent, and the monthly PMI premium.

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Rental Cash Flow Calculator

Rental Cash Flow Calculator

Monthly cash flow, NOI and cash-on-cash return for a rental — rent, vacancy and an editable list of expenses tagged operating or financing.

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Mortgage Wizard

Mortgage Wizard

A step-by-step mortgage wizard: enter loan details, then taxes & insurance, then see your monthly PITI payment broken down.

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Property Tax Proration Calculator

Property Tax Proration Calculator

Seller and buyer shares of the annual property tax at closing, and who credits whom — from the closing date on a 365-day basis.

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Fix and Flip Calculator

Fix and Flip Calculator

Profit, ROI and the 70%-rule maximum offer for a flip — purchase, rehab, holding and selling costs against the after-repair value.

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Closing Costs Calculator

Closing Costs Calculator

Total closing costs and cash to close on a home purchase — origination, title, appraisal, inspection, prepaid taxes and transfer tax plus the down payment.

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