Monthly mortgage payment (PITI) from home price, down payment, rate, term, property tax, insurance and PMI.
Compare the monthly cost of renting against the monthly cost of owning (mortgage PITI plus HOA) side by side.
How much house you can afford from income, debts, down payment and rate — using the 28/36 rule.
Rental property returns — cap rate from NOI and price, cash-on-cash from cash flow and down payment.
Private mortgage insurance from your down payment — loan-to-value, down payment percent, and the monthly PMI premium.
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